Understanding the real value behind any kind of insurance policy like car insurance is tough for a layman to understand. Unlike an investment instrument which has clear value proposition that you get certain amount of money in return after a certain period of time but that is not the case of car insurance policy. Generally car insurance is always perceived to be a cost. You can actually understand the value when you make a claim.  Like any other financial product a car insurance policy is also a tough to decipher as a product if we want to understand it feature by feature. When you are judging the requirement of car insurance based upon road and driving conditions in India it might come as great help.

The first question is how identify the real value of car insurance. There are whole list of comprehensive insurance offerings that are there in the market today .A comprehensive policy is one which offers both third party and own damage insurance. Other than that there is a whole list of add-on cover option available on car insurance plans from different insurers. Based on parameters discussed the most preferred way to buy or  compare Car Insurance Online Policies India is it online In India you can buy car insurance online through two modes.   The add-on cover also can also be used a way to understand the judge the value of the product. Other than that the cost benefit angle is always the right way to judge value. But understanding value doesn’t’ always mean that you can buy the right plans. If you look at features of plans from different insurers they might look quite similar in most of the cases. When you want to do the same thing in Indian context it might become tougher because of the amount of financial literacy in place.

So the important question that needs to be solved is how you can buy the right car insurance policy in India. The best way to do it is to do it online. Online comparison of car insurance plans give you the right tools to decipher the internal value of any plan and help you the plan in much better way as per your need. buy car insurance online plans India has now become a trend. Approximately 80% of four wheeler plans sold in India are done through online channel. The online process makes things much easier, saves a lot of cost and you can easily make a fair judgment between two or more types of insurance offerings. It also saves you getting lured by cost only because price is not the right way to value the benefit associated with your car insurance plan. To get better benefits you need to understand it point by point and judge it based upon your need