One of the common reasons why most of two wheelers in the country is remains uninsured is that people generally forget to renew it. Though the premium that is required to be paid may be very low but remembering the date of renewal is a hassle. Because of this aforesaid reason the industry few years back started offering long term two wheeler insurance plans to this segment of bike and scooter owners. First compare two wheeler insurance online before buying Other than not falling in the trap of not staying insured buying it online adds an extra value. You get an opportunity to compare among different plans offered by different insurers and get the right quote for your policy customizing the plan as your specific requirement. Online comparison helps you get the right picture and help you in defining the right value for the premium you pay and also gives you an opportunity to save a lot. Other than large savings and not falling into the hassles of remembering renewal dates a long two wheeler insurance online plan also comes with a list of other benefits which makes it the best solutions. The top six reasons to look into are: a) As these plans generally come for a term of 2 to 3 years you don’t need to worry for renewing it each year as in case of regular policy. b) Due to long term of the plans you generally fall in the trap of staying uninsured which secures yourself from monetary losses which might arise during this period. c) The problem related to lapsed policy is large mitigated under it. In case of a regular plan if the policy lapsed as you are not able to renew it on time forces to go through the process of inspection from your insurance provider and now when you renew it your premium always comes high compared to the lapsed policy because now the risk calculated on your policy would be based upon exact current status. So the long term two wheeler insurance is a real money saver d) When compared to a regular policy you generally enjoy a high NCB discount in a long term plan which definitely reduces the premium that you would pay. e) As in case of any two wheeler plan there are technically two components- own damage and third party. In this third party generally is fixed across all insurers but the own damage has a demerit of getting affected by inflation and other depreciation factors. So when you are opting for a two or three year plan in one go you own damage premium would always be stable and you save money which you would have other paid every year if opted for one year plan. f) Sixth and the last important things that makes opting for long term online plans attractive is that it hedge you from inflation risk on your third party cover. If you calculate the premium for each year separate you would generally find savings at least 10 to 15% on your premium if you have opted for long term two wheeler plans. Opting for buy two wheeler insurance plans online.is thus a true money saver. It become more effective because you are actually spending on a depreciating asset which doesn’t have return in future plus buying it online has its own benefits which leads to other forms of savings also