These are a type of personal loans. As the lender understands that you would not compromise on the quality and quantity of anything in case of your personal issues, due to low funds, you are given a wide range of cash amounts to choose from. Your cash limit starts from 1000 and ends at 25000. You are also given sufficient time to repay your loan, with the time limit ranging between 1 and 10 years. In addition of the extra time, you can also ask the lender for an extension, sighting valid reasons. You may be granted an extension, along with an added interest rate.